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અધ્યાત્મતવાલાક.
II Darshanavaraniya. Faith obscuring.
III Vedaniya. Resulting in pain or pleasure. IV Mohaniya. Delusion.
V Namakarma which supplies various factors of objective personality to a living being.
VI Ayukarma which determines the duration of existence in a particular material body.
VII Gotrakarma which determines the family high or low i. e. social status.
VIII Antarāyakarma whereby the right action though desired is not done.
The total extinction of the above Karmic disabilities is highly essential for final bliss. So the knowledge and practice of Samvara (stopping the inflow) and Nirjarā i. e. annihilation of Karmas are essentially required.
Meditation chiefly assists in destroying the Karmic forces. When all Karmic forces are annihilated the soul attains Kaivalya (Isolation) i. e. when the destructive forces (Ghātiya Karmas, obscuring perception, knowledge, delusion, doing of right actions) are eliminated. After Kaivalya the rest non-destructive Karmas (Aghatiya Karmas, Vedaniya, Nāma, Gotra, Ayu) still persist. When they are destroyed the soul attains perfect liberation and shines in its natural (swabhävik) effulgence.
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