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Aptavani-4
179
Dadashri: It is all done for the sake of concentration (ekagrata). 'Name' is something sthool (gross-concrete); therefore it is bhakti at a gross level. Then instillation of an idol (sthapana) is subtle worship (sookshma bhakti). Dravya (actual presence) constitutes subtler worship (sookshmatar bhakti). And lastly, bhaav (intent; here it means vision as the Self) which is subtlest worship (sookshmatam bhakti). There are these four types of worship (bhakti). Even reciting Lord Mahavir's name is sthool worship. When one does sthapana, i.e., placing a picture of Lord Mahavir and then reciting, “Mahavir...Mahavir," it is considered subtle worship (sookshma bhakti).
Instead of doing bhakti in front of my picture, if you do it in my presence, it is considered subtler worship (sookshmatar bhakti). Moreover, if you just abide by my Agnas, it is sookshmatam bhakti (the subtlest kind of worship). What I am saying is that when my Agnas become established in Your bhaav (vision and understanding), it is considered bhaav bhakti. This will give you immediate results. The other three kinds of worship (naam, sthapana and dravya) give you worldly benefits. But only 'this' one will give you the real 'cash' (the fruits are realized immediately), which is why I say, “This is the cash bank in the world.” The reason it is called a cash bank is because it is 'here' (in the presence of the Gnani Purush), that the final and the ultimate bhaav worship happens.
Naam bhakti is not entirely wrong. There is no rule about names. As far as names go, it is fine to utter Rama, and it is also acceptable for someone to keep saying ‘limdo, limdo (Neem tree)'. All that is needed, is a name for it to be uttered. It allows you to maintain focused concentration (upayog) in whatever you are saying, so that your attention is not diverted somewhere else. The atma (self) must never be allowed to stay idle at any given moment, which is why you need something to preoccupy it, and that is why recitation of a name (naam-smaran) is not entirely
