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Rs.30.00 lacs to a group of 20 women are provided through the SCAs/NGOs & network of SHGs. Funds are given to the SCAs/NGOs, which further on-lend to the SHGs, at an interest rate not more than 10% p.a. for male beneficiaries & 8% p.a fro
women beneficiaries. S. N. Parameters
Scheme Details Loan Amount
Up to Rs. 1.50 lac per member of SHGUp to Rs.30.00 lacs for a group of
20 members in one SHG 2 Rate of Interest for SCA
4% p.a. for male beneficiaries 2% p.a
for women beneficiaries. 3 Rate of Interest for NGOs by SCAs 5% p.a. (Margin for SCA 1 %) for male
beneficiaries 3% p.a (Margin for SCA
1%) for women beneficiaries 4 Rate of Interest for SHGs by NGOs 10% p.a. (Margin for NGO 5%) for male
beneficiaries.8% p.a. (Margin for NGO
5%) for women beneficiaries. 5 Rate of Interest for SHGs by SCAs 10% p.a. (Margin for SCA 6%) for male
beneficiaries8% p.a (Margin for SCAs 4
%) for women beneficiaries. Rate of Interest for Beneficiaries! 10% p.a. in case of male beneficiaries SHGs
8% p.a. for women beneficiaries. Rate of Interest for NGOs by NMDFC4% p.a. (Margin for NGO 6% p.a.) for directly
male beneficiaries 2%p.a (Margin for
NGO 6% p.a) for women beneficiaries. 8 Moratorium period
3 Months
6
9 Delegated authority to SCA to Limit of Rs. 25 Lakhs per NGO
sanction loan to NGOs/Federation Federation. Repayment period for the 3 Years Beneficiaries Repayment period for the SCAs | 4 Years/3 Years NGOs Utilization Period for the SCAs | 3 Months/1 Month
NGOs 13 Means of Financing NMDFC: SCA:90:5:5
Beneficiary Contribution
nority Benefits
95
