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## The Fifth Karma Text
**A Detailed Explanation of the Nature of All-Destroying and Country-Destroying Karmas**
Twenty karmas, namely, **Kevalgyanavarana** (veil of omniscience) and others, are **all-destroying** because they completely destroy **Samyaktv** (right faith), **Jnana** (knowledge), **Darshan** (perception), and **Charitra** (conduct). The remaining twenty-five karmas, including **Matijnanavarana** (veil of knowledge), are **country-destroying** because they destroy only a part of these qualities.
The twenty karmas, starting with **Kevalgyanavarana**, completely destroy **Jnana**, **Darshan**, **Samyaktv**, and **Charitra**. The four **Kshayas** (passions) - **Mithyatva** (false belief) and **Anantanubandhi** (infinitely connected) - completely destroy **Samyaktv**. Because when they arise, no one can attain **Samyaktv**. **Kevalgyanavarana** and **Kevaldarshanavarana** completely veil **Kevalgyan** (omniscience) and **Kevaldarshan** (omniscient perception) respectively. The five **Nidras** (sleeps) - **Nidra** (sleep), **Nidra-Nidra** (deep sleep), and others - completely cover the **Darshan** (perception) obtained through the destruction of the **Darshanavarana** karma. The four **Kshayas** - **Apratyaakhyanadharana** (non-rejection) and **Pratyaakhyanavarana** (rejection) - completely destroy **Deshacharitra** (country conduct) and **Sakalcharitra** (all conduct) respectively.
Thus, all these karmas are called **all-destroying** because they completely destroy **Samyaktv** and other qualities. Except for these twenty **all-destroying** karmas, the remaining twenty-five karmas, starting with **Matijnanavarana**, are **country-destroying** because they destroy only a part of **Jnana** and other qualities. This is explained here.
The **Kevalgyanavarana** karma, even though it has the tendency to completely veil the **Atma** (soul) in its true form, it does not completely cover the nature of the soul.
**Sammattatana Dambhana Charitghaittana Ghaiyo. Naslem Demanainanar Purna Desghayo.**
- **Panchasangrah 3.18**