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The term "Samyagdristi-samuccaya" is an exception to the accumulation of merit based on virtuous actions, because it involves "pramada" (delusion), which is not corrupted by the awareness of one's true self. The exceptional case of Tirthankara and other highly enlightened beings with Samyagdristi is different. These virtuous individuals attain the Tirthankara status and other meritorious fruits due to their inconceivable accumulation of merit. Even while living as householders, they consume the accumulated wealth obtained through virtuous actions, but they remain completely detached, thus not getting bound. Just as dry mud does not stick to a dry wall, these detached individuals do not get bound by karma, but rather experience "nirjara" (shedding of karma) and become free from "bhogakarma" (karma related to enjoyment). Despite being amidst the "bhog-panka" (mire of enjoyment), they remain completely detached like a lotus in water. This is their extraordinary and remarkable characteristic! For ordinary people, enjoyment leads to karmic bondage, but for these extraordinary and exceptional Tirthankara and other enlightened beings with Samyagdristi, it leads to "nirjara." Therefore, the rules applicable to ordinary people do not apply to these extraordinary and exceptional individuals. They are exceptions to the rule. The English proverb "Exception proves the rule" applies here. Just as everyone can walk on a highway, but only a few can walk on a narrow path, similarly, these Tirthankara and other enlightened beings, who are completely detached from worldly desires, remain focused on Dharma even while enjoying worldly pleasures. Their minds are always centered on Dharma, and they are deeply immersed in the awareness of their true self. (See pages 274-275). "Even though the mind of ordinary people is filled with desires, they remain detached throughout the three periods of time. Their minds are like the ocean, which cannot be captured by any hook... May Shri Shreyans bless you!" - Shri Yashovijayji.
From the above, it is clear that the consumption or non-consumption of worldly objects is not the main characteristic of detachment, but rather the state of detachment itself. If someone does not consume worldly objects but lacks detachment and harbors desires for enjoyment within their heart, then that is not detachment. On the other hand, if someone consumes worldly objects but is detached, knowledgeable, and free from karmic bondage, and does not harbor desires for enjoyment within their heart, then that is true detachment. Among these, the combination of non-consumption of worldly objects and detachment is the best. However, there are exceptional cases of highly enlightened beings with Samyagdristi who, despite being detached, may still consume worldly objects due to their past karma. This is also a manifestation of their "nirjara."
x" अत एव महापुण्यविपाकोपहितश्रियाम् ।
नर्माता वैषं नोर्तानां विदुते ” - Shri Adhyatmasar