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The translation preserving the Jain terms is as follows:
The Atma (soul) manifests Bhavtapasya (introspective spiritual practice), and Atmajnana (self-knowledge) arises. This is called Vastavika Jnana (true knowledge); as Sri Haribhadrasuri has said, just as Samsara (worldly existence) is for the deluded people like women and children, similarly, Shastras (scriptures) are Samsara for the learned. It is also important to remember that the Shastragnana (scriptural knowledge) without Adhyatmarasa Parinati (spiritual maturity) is just a burden. Just as a donkey carries the burden of sandalwood, but it is the fortunate one who experiences its fragrance; similarly, many carry the burden of Shastras, but only a few rare ones taste the Adhyatmarasa (spiritual essence). The only difference is that the donkey carries the burden on its body, while this Shastra-Gardabha (donkey of scriptures) carries the burden on its mind! But the burden-bearing capacity of both is the same!
"Veranyadhavi, Damanamakavidata Mathamrddhonaati, Vasti Nam:" - Sri Yashovijayaji.
"Tima Thatapathi Panditaku Pani, Pravachana Kahata Ajnana Re;
Saar Lahya Vina Bhaar Kahyo Shrata, Khar Drishyanta Pramana" - Sri Chidanandaji
There is a vast difference between the Pustakpandita (scholar of books) and the Atmanubbavi Jnani (experiential knower of the self). Even if one knows everything, but does not know the Atma, that Shastravetya Vidvan (scholar of scriptures) is still an Ajnani (ignorant). And one who knows only the Atma and may not know anything else, that Avidvan (unlearned) is a Jnani (knower). Thus, the distinction between Vidvan and Jnani is evident. Or, from the ultimate perspective, only the Atmajnani is the true Vidvan or Panditajan, while the rest of the so-called learned are to be counted as Ajnanis or children. Even an illiterate can be a Jnani, and a literate can be an Ajnani - this extraordinary fact can only be understood by the discerning individuals. Even in this text, while using the term Shrutajnani (knower of scriptures), the specific term "Jnani" is used, which suggests that even the Shrutajnani-Agamadhari (bearer of scriptural knowledge) may be Ajnani at times. Therefore, the scriptures have also said that one who has studied even nine Purvas (ancient Jain texts) but has not realized the Atma, is an Ajnani. Thus, if such a Shukhajnani (dry knower) with vast scriptural knowledge is called Ajnani due to the lack of Adhyatmarasa Parinati, then what to say of other verbally knowledgeable ones? The knowledge of all scriptures is worthless if the essential Atmatattva (nature of the self) is not grasped - it is like empty husks without the grain. "The Atma has not come into one's hand, all those are just empty husks without the grain!" And "All knowledge is just a blazing fire."
Thus, it is the integration of such Jnana (knowledge) and Kriya (spiritual practice) that leads to Moksha (liberation), as the Jnanis have said. Yet, some remain stubbornly attached to mere external activities, becoming "Kriyajada" (inert in their practices).