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The one who is engaged in the act of acquiring wealth, who is devoid of compassion and mercy, who accumulates wealth through such actions or accumulates karma for the purpose of accumulating wealth, binds karma. Due to enmity with beings and due to the accumulation of sin, he is expelled from this existence, dies, and is reborn in the next life, being born in hell, etc., and suffers terrible torment. Therefore, the wise, the discerning, the disciplined, the virtuous, the knower of all the qualities of samadhi, should review, criticize, contemplate, and discuss the scriptures and the dharma based on conduct, and accept it. He should renounce external and internal attachments and practice restraint, the only means to attain liberation. He should be completely free from women and the beginning of violence, etc., and wander without attachment, with an uncertain mind.
"He should not do this for the sake of life, nor should he wander about attached. He should not speak in a way that is not conducive to harmony, nor should he speak of greed, nor should he speak of violence." (10)
Commentary: "He should not do this for the sake of life" - the word "this" refers to the acquisition of wealth, or the acquisition of the eight types of karma that are acquired as a result of the acquisition of wealth. "In this world" - meaning in this world. "A non-restrained person who lives for the sake of enjoyment" - meaning a person who lives for the sake of enjoyment. Alternatively, he should not accumulate wealth out of fear of livelihood. Another reading is "He should not desire" - meaning he should not desire the objects of the senses. "He should not be attached" - meaning he should not be attached to his home, children, wife, etc. "He should wander" - meaning he should be a wandering ascetic. "He should not speak in a way that is not conducive to harmony" - meaning he should speak after listening and considering. "He should not speak of greed" - meaning he should not be greedy for words, etc. "He should not speak of violence" - meaning he should not speak of violence, which is the oppression of beings. He should not speak of anything that is harmful to himself or others. For example, he should not speak of things like "drink, eat, enjoy, kill, cut, strike, cook," which are the causes of sin. (10)