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## First Karma Granth
**(4)** Even though a being has the means to enjoy something, if they are unable to enjoy it due to the arising of a particular karma, it is called **Upbhogaantaraya**. Things that are enjoyed once are called **bhoga**, like food, etc. Things that are enjoyed repeatedly are called **upbhoga**, like houses, clothes, ornaments, etc.
**(5)** **Veerya** means strength or vigor. If a being is strong and healthy, but unable to perform a particular task due to the arising of a karma, they are unable to utilize their strength and vigor. This is called **Veeryantaraya**.
There are three types of **Veeryantaraya**: **Bal Veeryantaraya**, **Pandit Veeryantaraya**, and **Bal-Pandit Veeryantaraya**. If a being is capable of performing worldly tasks but is unable to do so due to the arising of a karma, it is called **Bal Veeryantaraya**. If a **Samyagdristi** (rightly-seeing) being desires liberation but is unable to perform actions necessary for it due to the arising of a karma, it is called **Pandit Veeryantaraya**. If a being desires to protect their country and religion but is unable to do so due to the arising of a karma, it is called **Bal-Pandit Veeryantaraya**.
The following verse gives an example of **antaraya karma**:
**"Sirihariyasamam jah padkuleṇ teṇ raayai. Na kunadd daṇaiyam evam triggheṇ jivo vi." (53)**
**Meaning:** **Antaraya karma** is like a treasurer in a king's palace. Just as a king cannot give donations if the treasurer is against it, similarly, a being cannot give donations even if they desire to do so, due to the presence of **antaraya karma**.
**Special Meaning:** This verse explains the nature of **antaraya karma** through an example. The nature of **antaraya karma** is like that of a treasurer.