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The fourth chapter is called "Loka" because it describes the world where all living beings and their attributes are observed. This is the definition of "Loka" given by the wise. [13] The world is also called "Kshetra" because it is the place where all living beings and their attributes reside. This is a meaningful name given by the learned. [14] The world is not created by anyone, it is eternal, self-existent, and located in the middle of infinite space. [15] Some foolish people believe that there is a creator of this world. To refute their belief, the theory of creation is examined here. [16] If we assume that there is a creator of this world, then we must ask where he existed before creating the world? Where did he sit and create the world? If we say that he is without a base and eternal, then how did he create this world and where did he place it? [17] Furthermore, if we assume that the creator is one and without a body, then he cannot be the creator of the world. How can one creator create a world with so many different forms? How can a formless creator create a world with forms? It is clear that forms can only be created by beings with forms, like a potter creates a pot. [18] Another point is that the world cannot be created without any cause or material. How can the creator create the world without any cause or material? If we say that he first creates the cause and material and then the world, then this is also not correct because it leads to an infinite regress. To create the cause and material, we need another cause and material, and so on. This process will never end. [19]