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There is a thing called "Atma" which is 11 imperishable conscious form, and it has been afflicted by the suffering of this cycle of birth and death due to the association of inert matter (Tadanaya) with it. When this Atma gets separated from the association of this other thing called Karma, it will be freed from the suffering of this cycle of birth and death; it will be freed from the bondage of Karma, which is the abode of suffering, and attain liberation, which is the abode of happiness and self-independence.
"Kanako Palavat Padi Purush Tani, Jedi Anadi Swabhav; Anya Sagi Jya Lagi Atma, Sansari Kehvaay...Padma Prabh." Shri Anandghanaji.
A natural question arises here: Atma is conscious and Karma is inert, the result of consciousness is consciousness and the result of inertness is inertness. Thus, these two things are different, then how can there be a combination-bond between them? And how is that bond arranged? The solution is that the bond occurs due to the Karma-related maturity of the Atma, which is conducive to the Karma-relationship, and it does not occur without such suitability. This Karma-related maturity of the Atma is called "Mal" - Bhavamal*. It pollutes the pure nature of the Atma, makes it impure, that is why it is called "Mal". This Mal is inherent in the Atma, it is Anadi, therefore the Karma-bond arising from it is also Anadi - just as the moments of the past are Anadi in the flow of time. (See Gabindu).
And from this, the arrangement of the bond also occurs inevitably, because the Atma's interest-oriented maturity-enjoyment towards the external influence is the form of Bhavamal. Thus, this
- Bhavamal is the result of the Atma, therefore it is Bhavakam. Therefore, the Atma is the doer of this bond, which is the cause-effect of Bhavakam. Due to the arrangement of this conscious Bhavakarma, the inert Pudgal Dravya takes the form of Jeevviya and becomes eight types of Dravyakarma, namely Jnanavarniyaadi. As said in Shri Atmasiddhi, "Bhavkam Nij Kalpana, Mate Chetanarup; Jeevviriya Ni Kurana, Grahan Kare
* (1) This Atma is known as "Purush" by the Jains and Vedantins, Buddhists call it "Jnana", and Sankhya calls it "Kshetravid". (2) Tadanaya - Jain calls this other thing "Karma", Buddhists and Vedantins call it "Avidya", and Sankhya calls it "Prakriti". (3) And the association with it, which is called "Bond", is called "Bhrant" by Buddhists and Vedantins, and "Pravritti" by Sankhya. (4) This Karma-related suitability, which is Bhavamal, is called "Diksha" - the desire to see Prakriti Vikaran by Sankhya, "Bhavbeej" by Sho, "Avidya" which is Bhrant by Vedantins, and "Vasana" which is Anadi Klesh by Saumya. Thus, despite the difference in terminology due to the difference in views, the substance is not different. This is the truth of all Darshanas. "Atma Tanyatha Sanft Tadriyaora: I a gva Mu Ghani Ja Vastramaadyaachora zatha." (See Shri Haribhadrasuri's Gabindu)