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**Sri Samadhyayanam Teekaarth** - Abandon all kinds of wealth and riches, as well as cattle like cows and buffaloes. Do not have the feeling of "mine" - that they belong to you. Parents and other relatives known from before, and in-laws and others known later, are family members. And those childhood friends who played in the mud together in their youth, cannot do anything for you. But the reality is that humans cry again and again for wealth, animals, family members, and friends. They lament, "Alas, mother! Alas, father!" and become grief-stricken for them. They become infatuated, accumulating wealth for them. Even a man with a handsome physique like a Kandarik, wealthy like a Mamman Vanik, and prosperous with grains like a Tilaka Shreshthi, remains infatuated without Samadhi. He earns wealth through the oppression and violence of other beings, which is extremely painful. This wealth is taken away by others either during his lifetime or after his death. He only experiences suffering and accumulates karmic bonds. Knowing this, a human should abandon sinful actions and practice austerities.
**Siham Jaha Khudumiga Charanta, Dure Charanti Parisankamana. Evam Tu Mehavi Samikkha Dhamma, Duren Pavam Parivajejja ||20||**
**Chhaya** - Just as deer and other small animals, fearing the lion, roam far away, similarly, a wise person, after examining Dharma, should avoid evil from afar.
**Anuvaad** - Just as deer and other small animals, fearing the lion, roam far away, similarly, a wise person, after examining Dharma, should avoid evil from afar.
**Teeka** - The author speaks about the means of austerity - Just as small animals, like deer, roam in the forest, fearing the lion or tiger, which can harm them, and avoid those places where they might be, similarly, a wise person, who is disciplined, after examining Dharma, should avoid evil from afar, through mind, speech, and body, and engage in restraint and austerity. Or, just as a deer, seeking its own good, avoids the lion, similarly, a person seeking self-welfare should avoid sinful actions, which are the cause of evil, from afar.
**Sambujjhamne U Nare Matiyam, Pavau Apyana Nivattaeja. Hinsappasuyai Duhai Matta, Veranu Bandhini Mahabbhayani ||21||**