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I have seen for myself that a person devoid of good conduct and right faith is an unworthy recipient, condemned by the wise as a despicable character. One should understand the fruits of actions, from the lowest to the highest, by practicing faith in the nine, five, and seven principles, as taught by the Jinas. The highest offering leads to the highest enjoyment.
I have seen a giver (Shreyans) endowed with the qualities of renunciation, devotion, forgiveness, knowledge, and pure devotion, who, despite believing in the aforementioned principles, has not observed even the slightest vow. He is a despicable character, yet he is seen as a worthy recipient at midday.
The mediocre recipient is adorned with one-sided conduct and harbors doubts in his right faith. He stands with folded hands, extremely diligent, contemplating the three types of recipients in his mind. He does not engage in actions that are motivated by pride and that would lead to the destruction of the god of love. He is adorned with the virtues of knowledge, faith, and conduct, and is devoted to eternal happiness and the afterlife. He stands there, welcoming those who enter the courtyard, saying, "Stay," and accumulating the blessings of those who bow down to him. He is adorned with eighty-four lakh virtues of good conduct. One should bow down to this excellent recipient. He speaks from his head and places them in a glorious, elevated position. He praises them, saying, "One should offer food to the saints, taking it from the people."
Blessed are those who wash the feet, offer water, and then bow down. The offering given to a deceitful and unworthy recipient, with a mind, speech, and body that are not pure, leads to bad enjoyment. The offering given to an unworthy recipient is lost, but it is still there. Remembering the teachings of the Jinas, one should offer medicine and scriptures with fearless generosity. Giving to a worthy recipient brings three types of fruits. This is beautifully said.
Consider this as a small and brief explanation.