Science of Money

Author(s): Dada Bhagwan
Publisher: Dada Bhagwan Foundation

Page 16

Science of Money
Science of Money
receptacle of intellect. Whatever people bring forth in their receptacle of intellect can be divided in two parts: effects of merit karma and effects of demerit karma. If we divide up what people fill in their receptacle of intellect, most of it is to acquire material wealth and happiness and they use up their merit karma in order to acquire these two things, leaving them with only a very small amount to acquire spirituality.
A person brings forth in his receptacle of intellect that he wants to acquire a lot of money. He expends a lot of his merit karma in the process and gets his desired wealth. Another person does the same but instead of effects of merit karma, he is faced with effects of his demerit karma, consequently he remains broke despite working very hard. These accounts are very exact and precise and no one can change that. And yet these foolish people believe the wealth they have acquired is through their own efforts. They do not realize that they have expended their merit karma in the process and that too, on the wrong path. Instead why not turn around the receptacle of your intellect; if you are to have one, the only thing worth having in it is spirituality and nothing materialistic. The effect of merit karma has to be spent on religion and not on useless material things like cars, radios, televisions etc. Place the desire to know the Self, and the desire to do good for others, as the only things in your receptacle, which carries forth into the next life. Whatever has come your way at the moment, let it be, but from now on change this.
I have brought forth in my receptacle of intellect, a one hundred percent intention for the Soul and the salvation of the world. My merit karma has not been spent anywhere else, and especially not for any material things.
Those who have met me and have attained Gnan, were able to do so because they had allocated some two to five percent
of their merit karma for this. That is why they were able to meet me. Whereas I spent one hundred percent for the Self and that is why I have been granted the certificate of 'No Objection for religion from all sides. (53)
If someone were to tell me that no matter what he does, he keeps running into a loss, I would tell him that it is because his demerit karma is in operation. I will tell him not to borrow any money from anyone, because that money is unlikely to help him. He will lose it. I tell him to sit at home, study his favorite scripture and pray to God. (55)
People continue to bind demerit karma but when the effect of these karma manifest, they will suffer a lot. These effects will completely shake them. They will feel as if they are standing on burning coal. In the same token they will realize how sweet the rewards are if they bind merit karma. So beware! Whatever karma you bind, think before you do so and realize what kind of effect such karma will bring forth when they mature. Maintain extreme vigilance during the charging of karma. You are binding demerit karma when you increase your wealth by cheating others of their money, when you do this remember at the time that the effect of such karma is inevitable. And even if you deposit that money in the bank, it will eventually go away. That wealth too, is certain to dissipate. But in the process of trying to accumulate that wealth, you create raudradhyan, which will not only make you suffer immediately but also later when the result of demerit karma unfold. At that time you will have a lot of suffering. (56)
What does nature say? It is not concerned with how much money you spend, it is only concerned with the internal state of pain and pleasure. Nature only keeps account of how much pain or pleasure is derived. A person enjoys happiness even when there is no money whatsoever, and another suffers deeply when