Noble Use of Money

Author(s): Dada Bhagwan
Publisher: Mahavideh Foundation

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Noble Use of Money
The same people approach a poor man for a donation and he replies that he only has five rupees, which he readily donates, and also states that if instead of five, he had five hundred thousand rupees, he would have gladly given them all. He states this with his heart. His donation of five rupees is the fruit of his past karmas coming into effect in this life, the visible karma. But the invisible karma he creates within, will allow him to donate five hundred thousand rupees in his next life when that karma comes into effect (visible). The invisible karma is charge karma and the visible karma is discharge karma.
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A man keeps giving donations; he gives to the temples, to charities, and does many other good deeds all day long. He is well respected in the community. Internally however, he has negative thoughts and is preoccupied with trying to accumulate wealth and ways to enjoy it. He has a strong desire to cheat others out of their money and he covets illicit sex. He will not get credit for even a single rupee of his donations because his donations are all effect karma, visible karma for which he is rewarded here in this life. People think visible karmas are the cause karmas that bind karma for the next life, but the visible karmas are realized in this life. It is the invisible karma, which will come into fruition (effect) and become visible in the next life.
When a person steals, the act of stealing is his visible effect karma. The consequence of this is called an effect of effect karma, that he may be disgraced and incarcerated. Use And Abuse Of Merit Karma
Questioner: Everyone is running after money, therefore they create a heavy karma for money in the next life. Does that mean they will get a lot of wealth in their next life?
Dadashri: They will receive more if they charge with the intention that they want to use their wealth towards a good
cause.
Noble Use of Money
Questioner: But if in his mind, he continues to have the intention for more wealth, and because charging of karma is done through one's inner intent, would nature then not fulfill his wishes?
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Dadashri: No, he does not receive wealth that way. In fact, by having intentions for more wealth for himself, he will not receive any wealth. He will even lose the wealth he may otherwise receive. He causes an obstacle for himself. A person receives wealth through his merit karma and not by making such bhaavs.
Wealth is only acquired if one has charged merit karmas. However, merit karmas are charged for various other things, not just wealth. Whilst charging merit karmas, if a person has a strong desire for wealth, then he will get wealth. Therefore along with the charging of merit karma, if a person asks for specific things, then he will use up his merit karma to acquire just that. If one charges for religion, he will be rewarded with religion and may well be poor otherwise. Another will charge with the desire, "I want a big home, big cars, big boats etc." Then his merit karma will be spent for this and he will have nothing left for religion. Another will say, "I want only religion, I want no worldly pleasures, a small room will do for me." This person will then receive that in the next life. So from his stock of merit karma he charges his account anew.
Lack of Right Intellect Leads To Ruins
Don't you think that this science of the vitragas is wonderful and liberating? How beautiful it is! If you understand this, then you should take the opportunity to meet the Gnani Purush, and there attain the right understanding. This is samyak intellect. People come to me for help even regarding their worldly dealings. Even if a person, who has not taken Gnan, was to spend some time with me, his intellect would be enlightened and his work will proceed. What predicament would he be in if he