________________ Registered with the Registrar of Newspapers for India Under No. R. N. 12121/66. Winter- 2005 He, who himself is restrained, should speak of only what is seen and that with moderation and clarity. His utterance should be whole, intelligible and direct, with no verbosity or emotion. W w With Best Compliments from Kotak Securities 3A, Landmark, 3rd floor, 228A, AJC Bose Road, Kolkata - 700 020 Phone : 228,460 Jain Education International For Private & Personal Use Only Www.jainelibrary.org