Disclaimer: This translation does not guarantee complete accuracy, please confirm with the original page text.
(3) God should be a being who is eternally liberated and possesses some special qualities beyond liberated beings. Therefore, the belief of karma theory that everyone becomes liberated, i.e., God, upon liberation from karma is not correct.
Jain objections: We do not agree.
(1) This world has always existed, it was not created at any point in time. Changes certainly keep happening. Many changes are such that they require the effort of a human or other living being, and other changes are seen that do not require anyone's effort. They are formed automatically due to various combinations and separations of inert elements, therefore there is no need or utility in considering God as the creator.
(8) It is true that karma is inert and beings do not want the fruits of every bad karma they do, but it should be noted that due to the association of the living being (jīva), a kind of power is generated in karma, which causes it to manifest its good and bad consequences at the appointed time.
Karma theory does not believe that inert karma is capable of producing results without the connection of the conscious being, but it believes that there is no need to assume the inspiration of a God-like conscious being for the results to occur, because all living beings are conscious.
And they develop a mind according to the karma they perform, which causes them to perform such actions that lead them to experience the fruits of their karma, even if they do not desire the fruits of bad karma. Performing karma and not desiring its fruits are two different situations, simply not wanting it cannot stop the fruits of the performed karma from being experienced. When the materials are gathered, the work starts happening on its own, like a person standing in the sun, feeling thirsty, and wishing not to feel thirsty, can thirst be stopped in any way? If the theistic God-believers say that karma manifests its fruits on beings due to the will of God, then the answer is that at the time of performing karma, such impressions are left in the jīva according to the results, which inspire the jīva to experience the fruits of karma on its own.