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**Verse 19:**
**Meaning:** One who befriends a man in the state of *kadagrah* (attachment) suffers all around, just as a banana tree (kadali-vriksha) suffers from millions of thorns when bad trees grow and break near it.
**Verse 20:**
**Meaning:** Due to *asadgraha* (attachment), qualities like knowledge (vidya), discernment (viveka), purity (vishuddhi), love for principles (siddhant-vallabhya), and generosity (udaratā) are destroyed just as grass is destroyed by a spark from a fire. Just as a pile of grass is completely burnt by a single spark from a fire, similarly, *kadagrah* destroys all the beneficial qualities like the study of scriptures (vidya), reflection on right and wrong actions (viveka), humility (vinaya), purity of food and other things (vishuddhi), love for scriptures and principles, and generosity. Therefore, one should stay away from *kadagrah* or those who are attached.
**Verse 21:**
**Meaning:** A person in *kadagrah* finds his own self-interest (swartha) dear, not virtuous qualities. His friendship is with fools, not with wise men. This is the state of those who are exhausted by the suffering caused by *asadgraha*, who are careless and of the lowest kind.