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## Trivarna Achar
For business, if one travels to other islands by boat, they should protect their pure conduct for the sake of Dharma. If by chance, due to fate, one faces the possibility of drowning in the sea, they should remember the Jinadeva. || 139 ||
The duties of the Vaishyas are briefly explained according to the Agamas. The Shudras are considered servants of the Brahmanas, Kshatriyas, and Vaishyas. || 140 ||
Various types of crafts and work are specifically mentioned for the Shudras. They should perform their own duties while protecting the welfare of living beings. || 141 ||
The Brahmanas, Kshatriyas, Vaishyas, and Shudras are described based on their specific actions. All of them are devoted to following Jain Dharma, therefore they are all like brothers. Everyone should remain equanimous in profit and loss. One should not be overly greedy in business, as wealth is obtained according to one's destiny. || 142-143 ||
One who is constantly engaged in endeavors, free from laziness, and dedicated to righteous conduct, will acquire millions of rupees. || 144 ||
Laziness in good business and Dharma is not conducive to happiness. Diligence is like a harsh-spoken enemy, but a friend. Laziness is like a sweet-talking friend, but an enemy. Although diligence may bring many difficulties, it ultimately acts like a friend, helping one. Although laziness, or lying down and sleeping, may provide comfort to the body, it is not true comfort. In reality, it is a burden and brings suffering. || 145 ||