________________
One of the Possible Reflections
flection of person X
It was Y's bad karma that he got hurt. I was just the Nimitta or I happened to present.
Reflection of person Y
It was X's fault. If he would have been careful I would not get hurt. He is totally responsible for the accident.
Reflection of person Z
Y got hurt because of his bad karma. Let him complete the suffering so that his karma get exhausted