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(b) Bank credit is essential for creation and sustenance of self-employment
initiatives. A target of 40% of net bank credit for priority sector lending has been fixed for domestic banks. The priority sector includes, inter alia, agricultural loans, loans to small-scale industries & small business, loans to retail trade, professional and self-employed persons, education loans, housing loans and micro-credit. It will be ensured that an appropriate percentage of the priority sector lending in all categories is targeted for the
minority communities. (10) Recruitment to State and Central Services (a) In the recruitment of police personnel, State Governments will be advised to
give special consideration to minorities. For this purpose, the composition
of selection committees should be representative. (b) The Central Government will take similar action in the recruitment of
personnel to the Central police forces. (c) Large scale employment opportunities are provided by the Railways,
nationalized banks and public sector enterprises. In these cases also, the concerned departments will ensure that special consideration is given to
recruitment from minority communities. (d) An exclusive scheme will be launched for candidates belonging to minority
communities to provide coaching in government institutions as well as private coaching institutes with credibility.
(C) Improving the CONDITIONS of living of minorities (11) Equitable share in rural housing scheme
The Indira Awaas Yojana (IAY) provides financial assistance for shelter to the rural poor living below the poverty line. A certain percentage of the physical and financial targets under IAY will be earmarked for poor beneficiaries from
minority communities living in rural (12) Improvement in condition of slums inhabited by minority communities
Under the schemes of Integrated Housing & Slum Development Programme (IHSDP) and Jawaharlal Nehru National Urban Renewal Mission (JNNURM), the Central Government provides assistance to States/UTs for development of urban slums through provision of physical amenities and basic services. It would be ensured that the benefits of these programmes flow equitably to members of the minority communities and to cities/slums, predominantly inhabited by minority communities.
Minority Benefits
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