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20) Devouring/Stealing/Wrongly allocating money earmarked for god(dev, tirthankar or other heavenly beings) (devdravya-devnagri)/guru dravya (gurudravya-devnagri)money earmarked for basic necessities of sadhu/sadhvi or desiring the same.
1- Directly or indirectly, used devdravya/gurudravya for any other purpose.
2- Destroyed devdravya/guru dravya, did nothing in spite of witnessing its destruction, were instrumental in its destruction.
3- The bank in which the said devdravya/guru dravya is deposited, using your influence w.r.t to that money or by marking a lien against that money obtained a loan for personal/business purpose.
4- Did not pay offering made to devdravya/gurudravya. Paid it late, forgot to pay or paid the same for some other purpose. Also paid its interest/commission etc. to some other account.