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of them is the 'doer'. It is the ego itself does the karma. From the 'relative' viewpoint (vyavahar; worldly perspective), the self is the 'doer', but from the 'real' viewpoint (nischay) the Self is not the 'doer'.
The Self is the 'doer' of its own nature (Knowing and Seeing). But because of the wrong belief, "I am Chandubhai", one binds karma. The ego and the intent of 'doership' arise in the presence of the Self. It is because of this that the pudgal (non-Self complex), becomes active (sakriya). Once the ego is gone, all this ends! After the Gnani Purush bestows upon you the knowledge of the Self, you will bind no more karma.
The meaning of the karma of infinite past lives is that it is not the aggregate of all the karma of all the lives, but it is the balance of all the karma that is carried forward! A person finds pleasure in the enjoyment of the effects of merit karma (punya), and pain when he has to face the effects of demerit karma (paap).
The results of overt (sthool; perceptible) karma, i.e., karmas those are experienced with the five senses; are experienced in the here and now. And the results of subtle (sookshma) karma, those that are not visible, and those that are not known even to the 'doer', are experienced in the next life.
Giving a donation is an overt karma; its results will surely be rewarded immediately by people, in the form of praise and fame. However, at the time the donation was being given, what was the prevailing inner intent (bhaav) of the giver? Was it, 'I have to give this donation, because the mayor pressured me into it; otherwise, I would not have given anything?? Or was it, ‘If I had more, I would have given more'? Whatever the prevalent intention, will determine the results for the next life. The 'charging' of subtle karma is done by the opinion or inner intent (bhaav) behind the visible and overt actions. The visible karma is in the form of 'discharge'; they are in the natural mode of action, and no one is the 'doer' of the 'discharge'
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