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PHILOSOPHY OF SOUL
Out of eight kinds of Karmas Gnavaraniya, Darshana varniya, Mohaniya, and Antaraya are called Ghati Karmas, as they annihilate the basic virtues of soul viz. Knowledge, Intuition, Right belief and conduct and power.
The rest four are 'Aghati' as they do not annihilate the basic virtues of soul.
Soul has to contest in fact with 'Ghati' (destructive) Karmas. If these Karmas are wiped off, omniscience and perfect intuition are revealed to the soul and emancipation is achieved undoubtedly. The rest of the four Karmas are wiped off by the passage of time.
Still much remains to be said about Karma, and that will be said at the proper opportunity.