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SOURCE OF ILLUMINATION
23 (58) Whoever is careless about his physical activities and speech and covetous of wealth and woman, accumulates Karmic dirt of attachment and aversion just as an earh-worm accumulates mud by both ways (i. e. internally and externally).
(59) As Karmas pursues the doer, the doer must suffer misery all alone and neither his castemen, nor friends, nor sons, nor brothers can share his misery.
(60) Just as a person is free while climbing a tree but once he starts falling then he has no power to check it. Similarly a living being is free in accumulating the Karmas but once accumulated it is beyond his power to control their fruition.
(61) At sometimes (i. e. at the time of fruition) the living beings are controlled by Karmans while at other times (i. e. at the time of doing) the Karmans are controlled by them, just as at the time of lending the money the creditor is in a stronger position, while at the time of returning it, a debtor is in a stronger position.
(62) Karma as such is of one type. But it is of two kinds also, dravyakarma and bhāvakarma. The dravyakarma is a mass of physical particles and the inherent capacity of it is bhāvakarma (and this capacity is originated from the attachment and aversion of the self).
(63) He who has gained victory over his senses and meditates on the very nature of soul, is not bound by Karmas; how can the prāna which is made of Karmic matter follow such a being? (That is his soul gets freedom from transmigration).
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