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Science of Money there is plenty of money. Therefore pleasure and pain are not dependent on money.
20
Those who make relatively little money are in peace; they do not have any problems. They even have time to go to the temple and do darshan of the Lord. But for those who are engrossed in trying to increase their money, there is a problem when they earn a million rupees, and when they incur a loss of fifty thousand rupees, they immediately experience distress and suffering. You foolish people! Just deduct the fifty thousand from the million that you have. But no! That would reduce the original sum earned. What are you defining as your original sum? The sum you lost, carried away with it responsibility on your part, so do not complain when that sum decreases. But instead you feel happy when that sum increases and what happens when that sum decreases? Pain. The real sum is within you; the real wealth is within you. Why then do you frantically go around setting yourself up for a heart attack and risk loosing this real sum? If you were to die of a heart attack, will you not lose this sum, the Self?
A father gives his son a million rupees and then decides to embark on a spiritual path. The son squanders the money away, drinking, eating non-vegetarian food, gambling in the stock market, and enjoying himself. The reason behind this is that any money acquired through improper means will never remain; it will leave. Alas today not even honest money earned through earnest means remains with those who earn it, so how is dishonest money to remain? So you will need money that comes from your merit karma, pure money. This occurs when money is gained through honest and clear intentions. Only the wealth from such a source will give you happiness. Otherwise, the impure money of demerit karma will make you suffer even as it leaves, and will bind demerit karma in the process. (57)
Science of Money
This worldly life is such that one cannot afford to live in it, not even for a minute. Even when a person has tremendous merit karma, there is so much internal suffering that it is unbearable. He cannot contain his suffering. He is surrounded by the finest of circumstances and yet there is burning within, an internal suffering. How can this suffering be allayed? Eventually even his merit karmas are exhausted. What is the principle of this world? It is that when all the merit karmas become depleted, the effect of demerit karma begins. As it is, a person already has a lot of internal suffering, but what will become of him when he is surrounded by externally induced suffering? Therefore, be aware! That is what the Lord says.
21
The nature of everything around is intake and output, filling and emptying (puran and galan). Whatever fills, eventually drains. If it did not drain, there would be a problem. It is because there is an out flow that you are able to eat again. When you inhale it is an in flow and when you exhale it is an out flow. The intrinsic nature of everything is to flow in and out and that is why I have made the discovery that there should be neither feast nor famine as far as money is concerned. For me, always there is neither too much nor too little of wealth. Those with too little will shrink away and those with excess will bloat up. Excess means that money will last for two to three years. It is better to have wealth which is flowing otherwise it will bring suffering. (58)
I have never had too little money, nor has there been an excess amount of money. Before the sum of saving approached a hundred thousand there would be an emergency in the business and it would be spent. That is why money never accumulated to the point of overflow nor was there ever any shortage. (59)
Questioner: Why is there a shortage of money?