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This loka has not been created by anyone, it is not even sustained by anyone.
It is self-evident suspended in the space.
and
without any base;
The life
अकामनिर्जरारूपात् पुण्याज्जन्तोः प्रजायते । स्थावरत्वात् त्रसत्वं वा तिर्यकत्वं वा कथंचन ॥१०७।। मानुष्यमार्यदेशश्च जातिः सर्वाक्षपाटवम् । प्रायुश्च प्राप्यते तत्र कथंचित्कर्मलाघवात् ॥१०८॥ प्राप्तेषु पुण्यतः श्रद्धा-कथक-श्रवणेस्वपि । तत्त्वनिश्चयरूपं तद् बोधिरत्नं सुदुर्लभम् ॥१०६।। भावनाभिरविश्रान्त-मिति भावितमानसः ।
निर्ममः सर्वभावेषु समत्वमवलम्बते ॥११०॥ Meaning : It is the involuntary nirjara (shedding of karma particles) that makes a being evolve from sthawar, the simplest category of life, to tras jiva or animal kingdom.
Further reduction of karmic particles gradually leads the being to be born as a man, in the Aryan territory (good environment), in civilised community, with good health, and having long life.
The collection of auspicious karmas bring about the opportunity of listening to a guru preaching right dharma and having faith in it.
But, inspite of all these facilities, it is very difficult, to achieve right cognition or true knowledge.
Fourth Chapter
123
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